Replying to @Tanna You can’t save your way to wealth - we have to invest Heres’s how to do it: 📉 Pay off high-interest debt first. You’re not going to beat a 29% credit card with a 10% market return. Use the avalanche method (pay off the highest interest debt first) so you’re not just throwing money at interest every month 📈 How to start investing: 1. Pay off high-interest debt 2. Save 3-6 months of expenses (work up to 9) 3. Use your 401k employer match if available (free $$) 4. Max out a Roth IRA (tax-free growth + tax-free withdrawals) 5. Max out 401k if you have one 6. Invest in index funds/ETFs like VOO, SWPPX (they’re great long-term plays) #financialfreedom #moneytips #hysa #investing #loudbudgeting