Best Credit Unions? People usually say that credit unions are better than banks, but that's not necessarily true. What really matters in my opinion is that you're not paying any fees for banking whatsoever and you're earning the most amount of interest on your cash. The reality is, many banks and even credit unions failed to meet this criteria. Everyone should be earning at least 4% apy on their cash, and no one should have to meet a minimum balance to avoid bank account fees. If a credit union doesn't offer these benefits, it doesn't mean they're necessarily bad. Personally wouldn't use them for banking but I would still check with them for things like mortgages and auto loans. #finance #money #personalfinance #banking #creditunion