I’ve lived with major debt for 12 years. But now that the finish line is in sight, I need to learn to live with MONEY. My biggest tip is budgeting and personally I like @Habit Money because it’s great for beginners like me and removes the shame around finances. #debtfreejourney #debtfree #debtpayoff #debtfreecommunity #creditcarddebt #creditcards #personalfinance