Everyone wants to know—are we ever going back to 3% mortgage rates? The reality? If we do, the economy is in serious trouble. 📉 A 3% mortgage would mean: ✔️ 10-year Treasury at 1% (insane) ✔️ Steep recession & aggressive Fed rate cuts ✔️ Negative or no growth in the economy Instead of low rates, we’ll probably see 40-year mortgages before we ever get back to 3%. The government is focused on raising unemployment, cutting jobs, and fighting inflation, not bringing rates down to where they were in 2021. ✅ The good news? I’m already refinancing people at 5.875% and waiting for 5.25% on FHA & VA loans before really pushing refis. 💬 Comment “3%” if you want me to review your mortgage statement & see if it’s time to refinance! #mortgagerates #realestate #homebuying #finance #housingmarket #realestatetips #refinance #homeownership #economy #moneytalks

Would you buy down your rate or invest the cash? Drop your thoughts below! 👇 Instead of using your cash to buy down your rate, consider this: 💰 Take the bigger loan balance with an FHA loan. 📈 Invest your cash elsewhere—putting $200K in the stock market could get you an 8% return. 🛑 No capital gains tax on that money means you’re keeping more in your pocket. Smart money moves matter. #mortgagerates #realestateinvesting #homebuying #wealthbuilding #housingmarket #realestatetips #finance

What do you think? Is it better to rent or buy in today’s market? People often see houses as assets, but let’s be real: most of us won’t sell our homes just to cash out. Your house becomes a lifestyle bank—a source of security and stability, not necessarily a moneymaker. 💭 Here’s the reality: Mortgage payments today are HUGE compared to income. Most of what you pay is interest, meaning you're not building equity as fast as you think. There's a difference between qualifying for a loan and truly affording the home. In today’s market, with sky-high payments, renting might actually make more sense for some. 💡 #homebuying #rentvsbuy #realestatetips #mortgagemyths #financialfreedom #housingmarket

The #stockmarket just tumbled! They’re calling it #blackmonday! With war on the horizon, it seems that investors are pulling out of thier positions @Warren Buffett and @NancyPelosi001 just made major moves to secure liquidity and free up cash. #housing #loanofficer #fypage #fypシ゚viral #mortgagebroker #mortgagebroker #buyingahouse #realtors #apple #microsoft