My intention this year is to only buy christmas gifts from charity shops, craft markets and small local businesses. So I’m starting the shopping at Gloucester Quays market today. #fyp #budgeting #christmas #christmasbudget #christmasshopping #charityshop #shoplocal #christmasmarkets

Im late posting this but here is the last £50 going into my sinking funds for November. #fyp #moneytok #budgeting #savingchallenge #cashbudget #cashstuffing #savingmoney #cashstuffinguk

Closing out my variable spending and another month under budget. If i can keep this up next month that will be a full year of being under! Fingers crossed. #fyp #moneytok #budgeting #budgetcloseout #endofmonth #digitalplanning #payitforward #savingchallenge #personalfinance #cashbudget

Just a bit of #christmas fun. What’s your fav? #christmasfilms #fyp

Closing out November’s fixed budget on the new #ipad I have spent way too long playing with this since it arrived!! Budget went well, so I was able to add to the pay it forward challenge! #fyp #moneytok #budgeting #budget #budgetcloseout #endofmonth #digitalplanning #savingchallenge #payitforward #personalfinance