Everyone can do thisā¦but most people donāt because it takes a few mins of your day, but its so easy! $15 is $15 and Iāll take 3 mins to get it back. Make sure you are in good customer standing and donāt settle for bank or credit card fees out of laziness. All they can do is say no, but 99% of the time, they say yes.š¤·š»āāļø #creditcard #debitcard #banking #fintok #financialliteracy