You CAN buy a home with: ✔️NO debt ✔️NO credit score ✔️NO open lines of credit ✔️NO Rocket Mortgage Here’s how it works: You submit an application and a specialist, called an underwriter, reviews it and checks out your finances. Basically, they want to see if loaning you money is risky or not, and they determine this by looking at the three C’s: credit (your credit history or payment records), capacity (your income and assets), and collateral (your down payment and home value).🏠 #manualunderwriting #mortgage #mortgagetips #creditscore #nocredit #debtfree #debtfreejourney #debtfreecommunity #moneytok