I used to use 5 planners (regular, work, budget, spiritual, and a journal for credit debt etc.) This is 1 planner that has EVERYTHING. Budgeting, Work/Home Planning, Mood Trackers, Annual Goals and Vision Pages, Scriptures section, etc. you dont need anything else 👍🏽 #budgeting #paycheckbudgeting #paychecktopaycheck #planneraddict #officelife