3 Banks to avoid in 2025 Most people unfortunately keep most of their money with these 3 banks and it's costing them money. I'm not just talking about account fees (ex: account minimums, overdraft, etc), but interest as well! You may have seen random deposits to the tune of pennies in your account. This is how little the banks pay (around 0.01% APY). Many online banks pay nearly 400 times more! That's not a typo, FOUR HUNDRED times more. The money is just as safe and accessible. The only downside in my opinion is it's a pain to deposit cash. Which is why I still have a bank account with one of the larger banks (I keep a tiny amount in these accounts to avoid the DAMN FEES). The last thing I'll say is, don't be loyal to any bank. If you find a better one, switch banks 😀 #finance #money #personalfinance #bank #chase #bankofamerica #wellsfargo