💸 Wait, what is a “tax refund”? [btw, in my bio: get a $70 discount and use code ERIN30 for an additional $30 off!] If you paid taxes throughout the year (ex: your paycheck), there’s a good chance you paid a little too much. A tax return is when the government says, “oops, you actually don’t owe that much—here’s a little refund!” So when you get that check in the mail, which can be anywhere from a few cents to a few thousand dollars, it can be exciting BUT, this can be a great opportunity to practice financial literacy + self care! My advice? 💭 Take 80-90% and put it towards something “responsible” like paying down high interest debt, loans, and building your emergency fund. Take 10-20% and spend it on something that’ll make you really happy :) like a super cool new smartphone… 😉 You got this! 👏🏼 #OnePlusPartner #OnePlus12R @OnePlus USA