report1 mckenzie.mackreport2
mckenzie | money • life
@mckenzie.mack-
gr48.18K
followers199
videos30.62M
views3.73M
likesrk
ia
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report6https://www.tiktok.com/@mckenzie.mack
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mckenzie.mack's pricing:
Nano: $50–$300
Micro: $300–$1,250
Mid: $1,250–$3,500
Macro: $3,500–$12,000
Celebrity: $12,000+
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#fyp #foryou #dlaciebie #viral #dcb #fy #tend #foryoupage #obsessed #makeup #makeuptutorial #sheingals #shein #sheinEu #leo
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Replying to @purple.honeycombs HYSA 101 🙇🏻♀️💸✍️ ✨ What is a HYSA? A High-Yield Savings Account (HYSA) is just like a regular savings account, except they offer a much higher interest rate compared to traditional savings accounts. HYSAs are typically offered by online banks and financial institutions. ✨ Why are the rates so much higher? Is there a catch? Online banks can afford to provide higher rates simply because they have lower overhead costs than traditional brick-and-mortar banks. Without the cost of physical locations, these online banks can pass on the savings to the customer through higher interest rates. ✨ Do I have to pay taxes? Yes, the interest earned on a High-Yield Savings Account is considered taxable income. You will need to report this income on your tax return, and your bank will provide a 1099-INT form if you earn $10 or more in interest in a year, so make sure to include this income when filing your taxes. ✨ Is this an alternative to investing? NO. A HYSA is an amazing addition to your financial strategy, but it is not an alternative to investing. HYSAs are best for short-term savings goals and emergency funds because your cash is more liquid and at a lower risk compared to investing. But you WILL NOT grow wealth or retire by putting your money in a HYSA - you need to be investing in the stock market. ✨ WHO IS MARCUS? Marcus by Goldman Sachs is the HYSA that I personally use. #personalfinance #hysa #highyieldsavingsaccount #financialliteracy
01:39how i organize my money as a personal finance obsessed 28 year old 😜💸 #personalfinance #money #budget #budgeting #investing #creditcard #creditcards #zerobasedbudget #personalfinancetips #moneyorganization
01:33if youre new to personal finance or if you stopped after this first step 😉 here are 4 action items you can do right away!!! #personalfinance #financialeducation #hysa #highyieldsavingsaccount #financialliteracy #moneytips #budgettemplate #budgeting #rothira #401k #retirement
01:20Replying to @cycle syncing sav ♡ bonus breakdown! exactly how much i paid in taxes and put toward my 401k 🫶🏻 make sure to check out @Money with Katie’s podcast episodes on Roth vs Traditional 401k!! #personalfinance #paycheckbreakdown #bonus #financialgoals #moneytips #financialliteracy #401k #roth401k #rothira #moneygoals #financialfreedom #financialeducation
01:02Replying to @audreyfoster how i track my sinking funds, how I plan, and what accounts i use! #sinkingfunds #personalfinance #savingmoney #moneytips #budgeting #budgettemplate
01:01budget my bonus with me!! 💸💓 i feel super grateful for this bonus because it really gives my financial goals a boost at the beginning of the year. i like to budget in fun spending every single month so i dont feel the need to spend away my entire bonus and instead use it towards my financial goals. life is all about balance!! #personalfinance #budgetwithme #budgeting #bonus #spendingmoney #sinkingfunds #financialgoals #moneytips #moneygoals #financialfreedom #financialliteracy #hysa
01:07Managing your money and using credit cards responsibly is SUCH an important skill to learn. Credit cards offer so many protections and benefits that are difficult to find anywhere else. Budgeting and tracking every dollar I spend allows me to confidently use my credit card for any and everything while knowing i will be able to pay it off in full every single month ◡̈ this has given me thousands upon thousands of extra dollars and free vacations 🗺️💓. #personalfinance #creditcards #creditcard #creditcardpoints #creditcardtips #moneytok #financialliteracy #financialfreedom
00:06my 2024 resolution update for February 💓 a little late on this update but here it is 😅 #greenscreen #personalfinance #2024resolutions #moneygoals #financialgoals #retirementplanning #lowspendmonth
01:22not a good financial investment for meeeee #buyingahouse #rentvsbuy #home #realestate #catsoftiktok #dogsoftiktok #catio
00:09Are you saving too much money? #personalfinance #savingmoney #hysa #budgeting #investingforbeginners #retirement #financialliteracy
01:23TODO LO QUE TENGO QUE HACER🥺 TE UNO A WASSAP SI ME PASAS ESTE VIDEO POR INSTA: CARXLOSC #fyp
00:23TODO LO QUE TENGO QUE HACER🥺 TE UNO A WASSAP SI ME PASAS ESTE VIDEO POR INSTA: CARXLOSC #fyp
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