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financialfierceness
@financialfierceness-
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financialfierceness's pricing:
Nano: $50–$300
Micro: $300–$1,250
Mid: $1,250–$3,500
Macro: $3,500–$12,000
Celebrity: $12,000+
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Did you hear about the man who may have left his EX-girlfriend $1 MILLION because he didn’t update his beneficiary 😳 SAVE this as a reminder! 🔖 To give you context, the guy died in 2015 and his family is STILL fighting in court to avoid this from happening. Believe it or not, this is extremely common and it is COSTLY! This is exactly why it is SO crucial that you are on top of updating your beneficiaries whenever you have a major life event happen. 👉🏼EX: get married, divorced, have more children, current beneficiaries pass away, etc. If you didn’t already know, beneficiary forms trump wills and testaments in court so PLEASE make sure you are making this a priority. If you don’t have a beneficiary at all, the money will have to go through probate before it goes to your estate, which ends up being expensive as well. This is not the job of the company, bank, advisor, agent, etc. It is the sole responsibility of the client. So take the 10 minutes to adjust to avoid YEARS of stress on the family you want to have the money or the chance of them losing altogether. Have you or do you know anyone who’s experienced this before? Let me know in the comments! Send this to someone who needs this reminder! 👉🏼Follow @FinancialFierceness for educational tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracy #LifeInsuranceAwarenessMonth
00:04Did you know this? let me know when the comments ⤵️ ##FinancialCoach##FinancialFierceness##FYP##FinancialTips##FinancialEmpowerment##FinancialLiteracy
02:21The market has returned an average of 10.5% each year since 1926… Don’t allow the media tactics to scare you out of your future retirement goals. The market has PROVEN the long term investor always wins in the end. My advice? INVEST MORE! When the stock market goes red…it is a HUGE sale!! Black Friday for your investments 😃 #Mon#MoneyMasteryn#FinancialFiercenessn#FinancialCoachn#FinancialTipsn#FinancialEmpowermentm#WomenEmpowermentF#BeFierceE#BeEmpoweredn#FinancialLiteracyo#StockmarketngTermInvesting
00:05Do you have an old 401k, 403b, 457, or pension just sitting?… If you want more information, comment “Rollover” below and I’ll send you a DM with the deets! Share with a friend who recently left a job. They may have an old 401k they forgot about or haven’t got around to dealing with it! 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracy #Rollover #IRA #MarketVolatility
01:09If you love your future self & children, we should be friends! Hi! I’m Justine and I’m a financial coach all about keeping it real and crazy simple on the topic of personal finance. Personal finance can be daunting at times but my mission and goal is empower more woman and mothers to be more secure and confident when it comes to their finances. Overcoming generational money trauma and becoming more self aware and accountable. If you’re new around here, be sure to say hi below and check out my website in my link in bio to learn more about what I do and why I do it. 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracy #LifeInsuranceAwareness
00:07Watch til the end!! 🔖Don’t forget to save for later! Comment “Review” if youd like to confirm what you have makes sense for your family. Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracy #LifeInsuranceAwareness
05:22What’s considered “properly” protecting your income? ⤵️ 🔖But first SAVE THIS for later!🔖 A few things you want to consider prior to purchasing life insurance: 1. Is the coverage 7-10 x your salary? 2. Will your family get all the money in your plan when you pass? 3. How long will it take for my beneficiaries to get their death benefit? 4. Are there any clauses that will potentially trigger a denial of claim? These are just a few questions you should be asking. In the end, if you died tomorrow and you don’t have proper protection, would you be okay with leaving your family behind having to make decisions due to a lack of financial protection? The company I partner with offers competitive pricing, have ZERO clauses (reasons for death), pays families within 7-10 business days (other companies can take 30,60, and sometimes longer), funeral expenses are paid same day if not next, zero hassle for the family so you can grieve properly. If you need help with a review, comment “Review” below and I’ll send you a DM with the next steps! Share with a fellow parent ❤️ Happy Parent’s Day! 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracy #LifeInsuranceAwareness #LifeInsurance #IncomeProtection
00:06Did you know this? Don’t forget to save this for later! 🔖 There’s many ways these types of policies can be “structured” to make it more appealing however, the 5 keys things mentioned in this video remain the same. So many people just buy life insurance and move on with life without reading or questioning. There have been many situations that I’ve come across where either the client was screwed by an inefficient policy their parent had or they knew of someone who had a bad experience. There’s also certain clauses (reasons for death) that will trigger a denial of claim for some policies. This is why is SUPER important to READ YOUR POLICY! We ALL purchase with good intent, but not all of us do our due diligence. Share with someone who needs to see this, too ❤️ 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracy #LifeInsuranceAwareness #LifeInsurance
02:23Did you see the surrender charges tho??… 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 $26.14 PER $1,000 of initial face amount! Remember that’s $350,000. (Go back to first video to see!) For the first 15 years if you wanted to surrender your policy. That comes from your Cash Value because they CANNOT take from your life benefit. That’s around $9k And I’m sorry but you’re cash value is NEVER getting to that number unless you’re front loading (bringing money in to fund your cash value) and even then, the first 1-4 years that is NOT available to you to touch. These are just a few inside secrets to these policies that you will NEVER hear from the agent themself. These are HIGHLY expensive policies that do not do justice to anyone especially the average person and you can do so much more for your money than what they “sell” you on. Please PLEASE read the fine print and do not be afraid to ASK QUESTIONS! This is YOUR family and YOUR money! Stay tuned for the final video when I talk about the COST OF INSURANCE on these policies. Cause if you didn’t think the fees were crazy, wait until you see the cost of insurance. 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracy #FinancialLiteracyMonth #LifeInsuranceAwareness
00:16Moral of the story…IULs SUCK!!… 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. If haven’t watched all the videos in the series, go watch them NOW! Bottom line…you can have a way better plan that’s more affordable, less complicated, doesn’t trigger anxiety, and get WAY MORE return on your money in the long run. Don’t allow a company to dictate (place surrender charges) when you can and can’t remove yourself from them. Don’t allow the MEDIA lies out there that only highlight (strategically) the parts that would be attractive to most. IE: “you can borrow from your death benefit” NO YOU CANT “you can be your own bank” -all this means is borrowing from the cash value paying the company 6%-8% (like a bank loan) but the interest goes to the company not YOU. And the CV is NEVER in the market to even grow even remotely enough to consider “being your own bank” And in the end most ppl end up with less than what they actually need for a benefit. Very HIGH net worth individuals use these policies to literally HIDE money from IRS because it grows at a loss. But they front load (meaning put thousands of dollars into it at the time of purchase) and they don’t care about the interest because they have other investments and ALOT of money outside the policy. For the average middle income individual/family…whole life, universal, IUL, variable-NONE of them make sense or fit that person or family’s ultimate goal. I’m not gonna sugarcoat. I’m here to EDUCATE and GUIDE 🫵🏼 Dont believe me and you have one of these policies? Just take a look for yourself. Really read. Look at the charts. Try to understand them. This is for YOUR family. I’m just the messenger 🤷🏻♀️ I’m not here for the bs. If you appreciate that, then follow me for more tips! 🤍 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracyMonth #FinancialLiteracy #LifeInsuranceAwareness
00:14TODO LO QUE TENGO QUE HACER🥺 TE UNO A WASSAP SI ME PASAS ESTE VIDEO POR INSTA: CARXLOSC #fyp
00:23TODO LO QUE TENGO QUE HACER🥺 TE UNO A WASSAP SI ME PASAS ESTE VIDEO POR INSTA: CARXLOSC #fyp
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