What to expect out of the S&P 500 in 2025. 25% years don’t come back to back very often- as investors we should all celebrate that this year over the holidays! In fact, it’s only happened 3 times in history. The experience after each of the prior 3 experiences, is a bit of a crapshoot. 1x killer returns (1999) 1x modestly positive returns (1956) 1x brutally negative returns (1937) Broad takeaway when looking at the 5 year period following the blockbuster returns, it’s not great. Don’t get greedy heading into 2025 and chase returns- stay disciplined (or get disciplined) and DIVERSIFY #stocks #stockmarket #sp500 #finance #investing #investor #invest #economics #history #cfp #wallstreet

Let’s take a breather… It was a NASTY end to the day for both STOCKS & BONDS. No where to hide, unless you own ALTERNATIVES. It isn’t like the INFLATION or JOBS data is THAT BAD- it’s more the fact that the market is PRICED FOR PERFECTION. When stocks are trading at 22x earnings, there isn’t much margin for error- and the Federal Reserve raised a lot of UNCERTAINTY TODAY. It will be interesting to see where the markets go tomorrow and into the New Year. Hit the follow- I’ll keep you up to date. #stocks #stockmarket #crypto #bonds #finance #investing #invest #investor #economics #economy #thefed #federalreserve

I’m not a big ‘DON’T TRUST THE GOVERNMENT’ person. Buttttttttttt, I am a, ‘LET’S USE THE MOST ACCURATE DATA’ person. I’m not sure The Fed being dependent on the Nonfarm Payroll data, whose response rate is ONLY 40%, is the right decision. I tend to think when you call households, they give you THE TRUTH about whether they have a job- AND THEY RESPOND AT 2x THE RATE. Is the reality that The Fed actually agrees with that, is looking at the HOUSEHOLD SURVEY, and isn’t letting us in on their little secret? Otherwise, what’s the justification for cutting rates with asset prices at ALL TIME HIGHS, “unemployment at historic lows”, and INFLATION RISING?!? Let me know your thoughts. #politics #thefed #federalreserve #jeromepowell #unemployment #jobs #labor #finance #stocks #stockmarket #economics #economy #cfp

The Federal Reserve is about to cut rates- and it’s a mistake. Let’s look at the financial data… Inflation: moving further away from the Fed’s 2% target (with EVERY recent measurement: CPI, PCE, headline & core) GDP: above average Unemployment: significantly below average Credit Spreads: tightest since the 90s (meaning companies can access debt inexpensively) Income President: policies are stimulative, with the risk of being inflationary (lower taxes = inflationary, tariffs = inflationary) Which of the above FACTS tell a logical person to CUT RATES?! The only plausible explanation I see… DOES THE FED SEE MORE WEAKNESS IN OUR LABOR MARKET THAN WHAT THEY’RE TELLING US?!?! Let me know and hit follow for no BS, daily financial content. #interestrates #mortgagerates #rates #thefed #federalreserve #cfp #cima #economics #finance #stocks #stockmarket #jeromepowell

As a real estate guy, Trump is known as a PRO DEBT person. That said, the moves he’s quickly made have proven that he understands the existential risk of our country’s debt situation. I believe this to be the most important aspect of his economic agenda. As we all know from our personal lives, it’s not easy to cut spending, but when you’re spending 7% more money than you’re bringing in per year, while already having $36 TRILLION in outstanding debt, IT’S CRUCIAL. LOVE OR HATE ELON, he’s an EFFICIENCY GUY- hyper focused on taking out unnecessary costs in EVERY company he runs- now he’s tasked with doing that alongside Vivek Ramasway, who has an ultra impressive resume himself. TOP THAT OFF with the appointment of Scott Bessent, who’s an outspoken budget HAWK (doesn’t like government debt). These appointments prove Trump is taking our dire debt situation very seriously. #trump #elon #elonmusk #debt #governmentdebt #economics #economy #finance #personalfinance #stocks #stockmarket #politics