💸 What are sinking funds? A popularized saving method Dave Ramsey heavily encourages people to use when saving while also owing lots of debt. 💸 Sinking funds are long and/or short term sub saving categories to prepare for a specific goal. You add to your sinking funds lastl ehen cash stuffing (my personal suggestion) as you want to take care of everything else thats high priority but some sinking fund categories can be high priority if you choose to. 💸 This is my first check in of the year to see whats grown and what hasnt, to see where i may wanna change up a goal or focus on most for the next quarter of the year. So let’s count up my sinking funds 🧮 #sinkingfundsupdate #daveramsey #cashstuffingsystem #budgetfriendly #budget #cashenvelopes #savingschallenge #emergencyfund #savingmoney #debtsnowball

✨ a little behind the scenes, pre-order yours 🫶🏼 save $20k towards your first car or next car 🚗🎊

take 2 😂 iykyk

cash stuffing my Sinking funds! $195 going towards this binder -sinking funds are meant to grow at your pace with your budget. And the categories you choose to save for short and long term is also up to you!

cash stuffing my second variable expense binder! - this binder is a continuation of the one prior to this video. As a small business owner, my shop takes up most of my time so i really have’nt had free time to do anything this month. Which in a way is okay because i dont have much in certain envelopes anyway lol